Hollard Investment Plan
Invest in a variety of investment portfolios via a single investment account
About Hollard Investment Plan
Who is it for?
Anyone looking for a flexible investment plan that will allow them to reach their savings goals.
Minimum investment of
R500 per month or a R5 000 lump sum.
Features & benefits
- Flexible investment plan – start or stop contributions anytime, without penalties incurred.
- Tailored investment portfolio – choose from a range of unit trust funds offered by Hollard and 3rd party unit trust fund managers.
- Accessible – access your money – all of it, or a portion – when you need it.
- Simplified investment planning – create your plan to suit all your investment needs and goals.
Explained fully
A detailed document explaining all the rules and processes of our Investment Plan.
Portfolio list
A list of the portfolios available within our Investment Plan.
Need to get in touch with us?
Call Hollard Investments on
0860 202 202 or email
customercare@hollardinvestments.co.za
Visit our secure online portal to invest now or manage your investments.
Have a complaint?
Additional product resources
Fees and charges
View our table with the fees charged based on the investment value.
How to invest
Follow our easy steps on how you can invest with Hollard Investments.
Frequently asked questions
Go to our frequently asked questions to help you with any queries you may have.
Fees and charges
You will be charged a fee based on the value of your investment account, as outlined below:
Investment Value | Initial Fees (excl. VAT)Hollard initial administration fee | Initial Fees (excl. VAT)Transaction fees | Annual Admin Feeif fully invested in 3rd Party Manager Funds – weighted fee. (excl. VAT) | Annual Admin Feeif fully invested in Hollard BCI Unit Trust Funds – flat fee (excl. VAT) |
|---|---|---|---|---|
From R0.0 to R1 million | 0% | 0% | 0.45% | 0.25% |
Next R500 000 | 0% | 0% | 0.4% | 0.25% |
Next R500 000 | 0% | 0% | 0.35% | 0.25% |
Thereafter | 0% | 0% | 0.25% | 0.25% |
Initial Fees (excl. VAT)
Hollard initial administration fee
From R0.0 to R1 million
0%
Next R500 000
0%
Next R500 000
0%
Thereafter
0%
Initial Fees (excl. VAT)
Transaction fees
From R0.0 to R1 million
0%
Next R500 000
0%
Next R500 000
0%
Thereafter
0%
Annual Admin Fee
if fully invested in 3rd Party Manager Funds – weighted fee. (excl. VAT)
From R0.0 to R1 million
0.45%
Next R500 000
0.4%
Next R500 000
0.35%
Thereafter
0.25%
Annual Admin Fee
if fully invested in Hollard BCI Unit Trust Funds – flat fee (excl. VAT)
From R0.0 to R1 million
0.25%
Next R500 000
0.25%
Next R500 000
0.25%
Thereafter
0.25%
- Should you not be fully invested in Hollard BCI Unit Trust Funds within your Hollard Investment Plan Account, the annual administration fee will be calculated proportionally using the two fee scales provided in the table above for the respective portfolios.
- Your Financial Advisor may charge you an initial and ongoing fee. These fees are negotiable between yourself and your advisor. A maximum of 3% (excl.VAT) applies for financial advisor initial fees, and a maximum of 1% per annum (excl.VAT applies) for financial advisor ongoing fees.
- For more information, please refer to the Investment Portfolio list.
Access the Hollard BCI Unit Fund factsheets, latest and historic unit prices, investment insights, and more.
Find everything you’ll need to invest in the Hollard Investment Plan here.
Invest now by following these easy steps
When it comes to your flexible investment plan, we highly recommend seeking guidance from a qualified financial advisor. They can help you select the right products and investment portfolios to meet your specific financial goals. Comprehensive financial planning is more than just choosing a product - it involves a variety of factors that work together to achieve success. With a professional advisor on your side, you can ensure that your investment plan is tailored to your unique needs and aligned with your long-term objectives.
If you would like to proceed without the assistance of a financial advisor, please follow the steps below:
- Decide how much you’d like to invest and which of our Investment Portfolios you’d like to invest in.
- Complete an investment quotation.
- Send the completed and signed investment quotation, application form and required documentation to:
Fax: 011 351 3816
Email: customercare@hollardinvestments.co.za
Find a flexible investment plan to suit your needs. Get an online quotation today.
Frequently asked
questions
What are the tax implications of this investment?
The Hollard Investment Plan is subject to the following taxes:
- Capital Gains Tax: realised on the sale of an investment portfolio if the sale results in a capital gain, i.e. if the asset is worth more when sold than it was when it was purchased.
- Interest Income Tax: incurred on any portfolio invested in underlying assets that earn interest and realised in the tax year in which it is earned.
- Dividends Tax: incurred on the receipt of a distribution that contains a local dividend component, and withheld by the administrator who pays the tax to SARS on behalf of investors.
What are the underlying portfolios I can invest in?
There are a range of Unit Trust Funds to choose from. You may select any one, or a combination of them, and you can switch between funds at any time.
Can the investment be used as security/collateral?
You may cede some or all of your investment as collateral/security.
Can the investment be cancelled and does a cooling-off period apply?
No, the investment plan does not provide a guarantee on the investment value of your investment account, nor does it guarantee the performance of the investment. The market value of the investment may fluctuate. The investor carries the investment and market risk, which may include the possibility of losing capital.
Is the investment guaranteed?
No, the investment plan does not provide a guarantee on the investment value of your investment account, nor does it guarantee the performance of the investment. The market value of the investment may fluctuate. The investor carries the investment and market risk, which may include the possibility of losing capital.
Can I make additional contributions to my investment?
Yes, additional contributions can be added to the investment at any time via Lump sum or debit order. Your debit order can start, stop, or be amended at any time.
Can I transfer my existing investment to the Hollard Investment Plan?
Yes, you can, however, it depends on the rules of your existing investment. Chat with us about the options available to you.
Can I withdraw from my investment?
Yes, you may make any number of withdrawals as frequently as you like.
What happens if I pass away?
Your investment forms part of your estate and will be governed by your last will and testament. Any beneficiaries who receive a portion of the investment, according to the instructions of the executor of the estate, may receive their portion as a cash pay-out or a transfer to an investment account in their name at Hollard or another product provider.
Do I need a financial advisor to invest in this product?
It’s not required but we highly recommend that you appoint a financial advisor to assist you. Hollard Investments in their capacity as the Administrator doesn’t provide financial advice and may only supply factual or administrative information relating to the investment products and portfolios.
Other popular products
Why invest with
Hollard Investments?
Hollard Investments is part of the privately-owned Hollard group. Through partnerships and by enabling our clients to create and secure better futures we achieve what is at the core of Hollard Investments’ purpose. We strive for a more efficient and accessible way for your money to get you to where you want to be, and we are committed to shared success with financial advisors and investors. We’ve got this, together.
Have some questions or looking for further insight?
Send us your details and we will give you a call.
