The fact is that no matter how you slice it, long-term insurance such as life, critical illness or disability cover is complicated to navigate. Insurance advisers, or intermediaries, are there to make the navigation easy so that you and your family are protected.
Advisers are there to offer a service that adds real value. Essentially, they have your unique interests at heart. Remember that they are not selling you a product directly but rather working on your behalf to find the product – or combination of products - that suits you best. You can be confident that the advice you receive can be trusted because an adviser has no obligation to any single financial services company or their products. This means that advisers can provide expert, flexible and unbiased advice as to the best insurance to meet your specific needs.
An adviser’s in-depth knowledge of the industry will quickly become your best friend. Instead of you wading through the small print and legal jargon or facing the stress of making a claim, your adviser will skillfully manage all the paperwork and processes that will restore order in your life.
Your adviser will:
- Offer expertise on products that have many options for clients to consider.
- Offer personal service and practical information to guide decisions.
- Offer simplicity and flexibility when dealing with complex topics.
- Make navigating the claims process simple.
- Explore your risks and how to mitigate them.
- Save you money, stress and time.
Over and above advice on long-term insurance matters, your adviser can become a trusted partner in planning your financial future (no matter whether you have millions in the bank or are just starting.) There’s an old saying that says ‘Expect the best but be prepared for the worst.’ Your adviser will help you to understand the true value of financial planning and everything that should be included in a financial plan.
Just as an adviser will become a partner on your financial journey, Hollard Life considers advisers to be our partners and a valued link to our policyholders. We strive to ensure that our products and services are simple, efficient, convenient and of the best value to ultimately see to it that all Hollard policy owners’ needs are met seamlessly.
