It’s never pleasant to be involved in a legal dispute. Besides the emotional stress of being in a conflict with someone else, the financial pressure of paying for legal fees and related expenses can be overwhelming.
Legal insurance is an excellent way of ensuring you get the financial support you need to cover the costs associated with a personal legal dispute. The Hollard Legal Plan can cover your legal expenses for matters you may be involved in within South Africa – and you also get access to free, 24-hour legal advice. You should always budget monthly for a legal insurance policy, as you never know when you will need legal cover.
Whether it’s a civil, criminal or labour-related matter, here are some examples where Hollard’s Legal Plan can help you:
- There’s a structural defect in your new house. If you buy a house and then discover that it has faulty foundations, the seller may not agree that you’re owed any compensation or that you have a right to dispute the sale. If you decide to take legal action against the previous owner, you’ll need legal assistance and money to pay for the proceedings.
- You’re involved in a car accident. If you’re involved in a car accident and the other party thinks you’re at fault, you may need legal assistance to defend yourself. On the other hand, you may want to take legal action against the other party if you think they were at fault and caused the accident, which resulted in financial damages or bodily injury.
- You want to defend your rights as a consumer. If you think you’ve been treated unfairly as a consumer and you need advice on the legal approach to take to fight a large company. For example, if your car dealership won’t honour their motor warranty, you may need to take legal action, which can be costly and time-consuming.
- You were wrongfully dismissed/retrenched / unfairly discriminated against. If you’ve lost your job and feel it was a wrongful dismissal, unfair retrenchment or unfair discrimination, you can fight the action at the CCMA or in a labour court. However, you’ll need proper legal representation to have a good chance of winning your case., claiming reinstatement or compensation.
- You need legal advice. If you want to know whether it’s worth pursuing legal action, you may want to seek out legal advice first. However, getting this advice from a lawyer can be costly - and if it turns out that you don’t have a case, you will have spent money on lawyers’ fees that you can’t get back.
For as little as R120 per month, Hollard’s Legal Plan will cover your legal expenses for up to R120 000 per matter in South Africa. You’ll have access to a lawyer (or you can use your own), as well as round-the-clock legal advice provided by qualified, professional, experienced and admitted lawyers. This cover also gives you other legal assistance with things such as drafting legal documents including sale agreements and antenuptial contracts.
Please note that these are general examples for illustration purposes only. All claims will be subject to the relevant waiting periods, terms, conditions, exclusions and monetary limitations as provided for in the policy wording. Terms and conditions apply.
Read more about the Hollard Legal Plan or contact us for a quote.
The Hollard Insurance Co. Ltd (Reg No 1952/003004/06) is an authorised Financial Services Provider.
