Finding the right car insurance can be overwhelming, but it needn’t be if you do your homework and speak to professionals, like Hollard.
The main thing with car insurance is to get the right cover for your needs and to ALWAYS read the fine print. Car insurance isn’t worth much if you find out when you need it most that you’re not properly covered.
Remember too that your car could damage someone else’s property, so third-party insurance is a benefit you should insist on when shopping for car insurance.
To help you find the right insurance for your needs and back pocket, let’s take a look at the two main types of insurance:
Comprehensive cover
As the name implies, this type of car insurance gives you cover against a wide range of risks your car may be exposed to. It is peace of mind against unforeseen events and covers you for accidents, fire, weather, theft and claims from third parties – a third party can file a claim for compensation for property damage caused by your car.
Damage to your windscreen and other glass is also covered under comprehensive cover, as well as towing and storage. You have the benefit of a no-claim reward with Hollard.
Hollard’s car insurance can be customised, so you can tailor make it to suit your needs and affordability – you get to add on additional benefits as and when you want to, like car hire and scratch and dent cover.
One of the greatest benefits of comprehensive cover is free roadside assistance. Whether it’s a flat battery, fuel delivery in an emergency, breakdown, flat tyre, or your car keys are locked inside the car, your comprehensive car insurance is your lifeline. Hollard also offers 6 Home and Convenience drive trips per year, to get you (and your car if need be) from point A to point B, which is pretty handy during the festive season!
Third-party, fire and theft cover
Also known as Limited cover, this type of car insurance cover offers protection against third-party claims, fire and theft. This cover is suitable for those who can’t afford Comprehensive cover, or who are happy to self-insure their car from accident or weather risks.
At Hollard, we’re passionate about your wheels. As we like to tell our clients, “If it takes you places, we’ll cover it!”
Hollard also has these car cover types, should Comprehensive cover or Limited cover not suit your needs, these include:
- Third-party only cover
- Long-term storage cover (cover for when your car is being stored for a long period of time and not being used)
- Lite cover
- MotorXtender
Did we mention cover for 4x4 driving (our off-road bundle insurance offering and cross-border options), and cover for classic cars? Told you … if it takes you places, Hollard has you covered!
What are you waiting for? With the right advice, you can get the right cover right away.
