Commercial insurance for your business should never be seen as an expense, but rather an investment. It can be the difference between going under and making it through some difficult times. Some of the risks business owners may face include damage to premises, injuries to employees, and business interruption (load shedding!) resulting in lost revenue, to name only a few. Many of these risks are often out of the control of the business, which means that you can only find a way to mitigate the risk before it happens. As the saying goes, preparation is better than cure!
There are three main types of commercial insurance
Property insurance covers any damage to properties within your place of business, such as fire or flood damage. Events like these mostly occur when businesses expect it the least – do not let a thunderstorm close your business down!
Lastly, workers’ compensation insurance protects you in the event of an employee being injured on the job. This insurance also ensures that employees cannot file negligence lawsuits against your business for injuries sustained during working hours.
Hollard’s Commercial Insurance has a broad market offering, covering businesses of all sizes and across most industry types. We ensure that we can provide to your business by offering affordable and highly personalised policies – all our products can be adapted to your business’s unique requirements. Our team is always ready to support you most efficiently because each of our team members is an expert in a particular industry, which means that we will understand what your business needs!
Make sure your business is safe against any dangers that may lurk and unexpectedly turn your work upside down.
Contact a professional Hollard consultant today to make sure you are prepared for anything!
