Comprehensive
Life Cover
From one of the trusted life insurance companies in South Africa
Features and benefits
Hollard Life Select is the answer to our customer's requests for a simple solution that offers financial stability in the event of losing a loved one.
Life insurance should be easy to understand, and it should be presented with absolute transparency, leaving no question about what is and isn't covered.
That's what this is. Our simple, transparent approach to life insurance that ticks all the boxes.
Hollard Life Select is for you if...
you need easy to understand comprehensive life insurance.
Key features
- Life Cover
- Disability Cover
- Critical Illness Cover
What makes Hollard Life Select different?
Our Hollard Life Select life insurance comes with multiple benefits that ensure your family is cared for when you can’t be there to do it.
This includes Life Cover, Disability Cover, and Critical Illness Cover.
Who can be covered?
South Africans between the ages of 18 and 69, depending on the benefit chosen.
I would like to talk to someone
Send us your details and we will give you a call.
Questions about Hollard Life Insurance?
Call Policy Administration & Claims on
0800 935 465 or email
mypolicy@hollard.co.za
Choose one, two or all of these benefits to add to your Life Select policy
Select Life Cover
Life Cover provides a lump sum payout on the death of the insured. It also has an option to cover your partner and up to 4 children under the final expense benefit where an amount of up to R40 000 can be paid out while waiting for the Life Cover claim to be processed.
Who can take this cover?
South Africans between (and including) the ages 18 to 69.
Key features
- Pays a lump sum on the death of the insured.
- Provides for your loved ones when you are no longer there.
- Ideal for business assurance (e.g. key-person or buy-and-sell agreements).
- Multiple Lives can be insured on the same policy.
- Select any cover term (minimum 5 years) that would suit you, or choose to be covered for the rest of your life.
- When you accept cover, you could qualify for up to R500 000 cover in the event that you die in an accident.
- Exclusion for suicide or assisted suicide. This exclusion is in place for the first two years of the policy, and can be waived/reduced if proof of prior insurance is provided.
Select Disability Cover
Hollard Disability Cover provides cover in the event that you are permanently unable to perform your occupation due to disability as a result of specified injury, illness, or surgical operations. This cover also includes an impairment benefit.
Who can take this cover?
South Africans between the ages of 18 and 59.
Key features
- Minimum payout of R100 000 up to R10 million.
- Premium guaranteed for 10 years.
- Lump sum payout that covers partial and total impairment.
- Choose your benefit cover for a term or for the whole of your life.
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Flexible options; choose your benefit cover for a term or for the whole of your life.
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Choose between various benefit options to suit your needs, speak to your financial advisor for more information.
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Hollard Impairment Cover protects you in the event of specific injuries or illnesses, such as loss of limbs, dramatic head injuries, and certain heart conditions, as examples.
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You must have been gainfully employed for no less than six months before becoming disabled.
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You can claim when a medical practitioner confirms your diagnosis according to Hollard Life's claim criteria.
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There is a three-month survival period before you get paid out on the lump sum benefit.
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Self-inflicted injuries are excluded.
Select Critical Illness Cover
Critical Illness Cover ensures your financial well-being should you fall critically ill. This benefit includes cover for a wide range of illnesses. It provides you and your children with cover when contracting a major illness, suffering from a specific condition, or undergoing a specific medical procedure.
Who can take this cover?
South Africans between the ages of 18 and 64.
Key features
- Substantial – Our Maximum Critical Illness Cover pays out from R100 000 to R5 million.
- Extensive - the benefit term is the whole of life.
- Comprehensive – all major body systems are covered.
- Guaranteed - the premium is guaranteed for 10 years.
- 16 benefit categories that fall under critical illness cover, for example, cancer, cardiac, and HIV, among others. If you are not covered under our list of illnesses, you may be covered in our Catch-All category. Speak to your financial advisor for more information.
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There is a survival period of 14 days.
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Self-inflicted injuries are excluded.
How do I take out a Life Select policy?
There are two ways to take out this policy
- Contact a broker or financial adviser to advise you on your options and assist you with the application.
- Fill in your details and a Hollard-accredited financial advisor will call you back.
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I would like to talk to someone
Send us your details and we will give you a call.